
The Cost of Dying: Why Planning Ahead Has Never Mattered More
A recent Metro article has highlighted a heartbreaking reality: many parents in the UK can no longer afford to die. With funerals now costing thousands, more and more families are turning to credit cards, crowdfunding, or personal loans just to say goodbye. One father in the article shared that he had asked his children to cremate him without a service, not out of preference, but to spare them the financial burden. It’s a stark example of how rising funeral costs are creating emotional and financial distress at an already devastating time. At SLS Wills and More, we hear these stories far too often. But it doesn’t have to be this way. The rising cost of funerals The average cost of a basic funeral in the UK has now surpassed £4,000, and that’s before you consider flowers, transport, a wake, or other extras. Many families simply aren’t prepared, especially when the death is unexpected. What follows is often a scramble to cover costs while navigating grief and legal responsibilities. There is a better way, plan ahead With 38 years of experience in estate planning, Sara from SLS Wills and More has supported thousands of families through these moments. She knows that forward planning is one of the most caring things you can do. Here’s how we help: 1. Create a WillYour Will is not just a legal document, it’s a gift to your family. It can include your funeral wishes, name your executors, and ensure your estate is managed smoothly. 2. Explore FCA-regulated funeral plansPre-paid funeral plans allow you to lock in today’s prices and protect your family from rising costs. Since 2022, these plans are regulated by the Financial Conduct Authority (FCA), which means you’re protected by law. Only FCA-authorised providers can sell plans, removing the risk of poor value or hidden clauses. We only work with trusted, regulated partners and explain everything in plain English. 3. Consider Lasting Powers of Attorney (LPAs)An LPA ensures someone you trust can make decisions for you if you lose capacity. It’s a vital part of planning ahead, particularly for health and financial matters. Alternatives to traditional funerals Many people are now choosing simpler, more affordable or environmentally conscious options: You don’t have to follow a traditional route, and knowing your options in advance means your wishes can be respected. Why choose SLS Wills and More? Sara is a full member of the Society of Trust and Estate Practitioners (TEP), a Fellow of the Society of Will Writers, and a tutor at the College of Will Writing. She also mentors newly qualified Will writers and has built a 5-star reputation locally, with over 54 five-star Google reviews. We’re proud to offer clear, professional advice with no pressure and no jargon, just honest, experienced guidance tailored to your needs. Let’s start the conversation We know it’s not easy to talk about death, but it’s harder to deal with it unprepared. Whether you’re looking to write your Will, put a funeral plan in place, or simply understand your options, we’re here to help. Book a free chat with Sara todayCall us or book online at www.slswillsandmore.co.uk