Mirror Wills, designed together.
Two Wills with matching provisions, signed separately, fully independent.
Mirror Wills are two Wills with matching provisions, prepared together for a couple. Each spouse leaves their estate to the other, with the same residuary beneficiaries on the second death. Mirror Wills are often used by married couples and civil partners.
Mirror Wills, not Mutual Wills.
Mirror Wills should not be confused with Mutual Wills. Mutual Wills are two Wills made together with a binding agreement that neither can be changed unilaterally after the first death. They are problematic in practice, often inflexible, and frequently disputed. We strongly recommend Mirror Wills, which are independent of each other and can be changed by either party at any time.
What's included.
- Free joint consultation for both partners
- Two Wills tailored to your circumstances
- Appointment of executors and (where relevant) guardians
- Provisions for first-death and second-death scenarios
- Substitute beneficiaries to cover all eventualities
- Detailed signing guidance for both partners
- Free review every five years for both Wills
- Optional secure storage
Two tiers. Online Mirror Wills (no advice) £180 including VAT — fixed price, form-based, no consultation. Bespoke Mirror Wills (with a consultation) from £480 including VAT — tailored advice, final price depending on consultant and complexity.
Common questions.
Yes. Mirror Wills are independent. Either partner can change their own Will at any time, with or without the other's knowledge. (Mutual Wills are different and bind the survivor; we do not generally recommend them.)
This is one of the most common reasons people use Property Protection Trusts within Mirror Wills, ensuring that the surviving spouse can continue to live in the family home while protecting children's eventual inheritance. We talk this through during the consultation.
What clients often need alongside this.
Lasting Powers of Attorney
A Lasting Power of Attorney lets you choose who makes decisions for you if you cannot make them yourself. Both types: property and finances, health and welfare.
Read moreTrusts
Trusts can protect assets for vulnerable beneficiaries, ring-fence money for grandchildren, reduce IHT exposure or keep wealth in the family across generations.
Read moreInheritance Tax planning
With careful planning, much of an estate can be passed on without an unnecessary tax bill. We work with you, and your other advisers where helpful, to plan properly.
Read more
When you are ready, we are.
Thirty minutes with a qualified consultant, no obligation, with a clear sense of your options at the end.
Or call us on 01304 577 998